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Stephen Owens

Stephen was appointed interim Chief Risk Officer in July 2023 and moved permanently into the role in November 2023. He is responsible for developing appropriate frameworks and overseeing Warwick Credit Unions’ approach to credit, financial, operational risk, and regulatory compliance. He has more than 25 years experience in financial services in various roles with blue chip companies in the UK, USA and Australia. Stephen holds a Master of Business Administration, a business degree, is a professionally qualified Internal Auditor as well as a graduate member of the Australian Institute of Company Directors.

Craig Armstrong

Craig has over 30 years experience in the banking and finance industry. Craig has qualifications from the UNSW Australian Graduate School of Management – Executive Management, Finsia – Professional Banking Fundamentals and AICD – Company Directors Course.

Kellie Doherty

Kellie served as a regulatory accountant for 11 years at the Warwick Credit Union and is now Chief Financial Officer. She has completed a Bachelor of Commerce through USQ and is a Chartered Accountant. Kellie previously worked in Banking and Accounting roles prior to joining WCU.

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John Ford

John is a highly experienced banking executive with over 30 years’ experience working for seven (7) banks, building societies and credit unions during his banking career. He has a strong commitment to member owned banks, serving as CEO at three different ADI’s prior to commencing at Warwick Credit Union in August 2023.

His qualifications include a bachelor’s degree, Graduate Diploma in Business Studies, Advanced Diploma in Superannuation and is a graduate of the Australian Institute of Company Directors (GAICD).

Outside of banking, John has rural interests in Queensland and NSW.