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Our Lifestyle Equity Line of Credit facility turns your mortgage into an all-in-one borrowing, savings and transaction account by providing the equity you already have in your home as a line of credit.

The Lifestyle Equity facility is designed to suit almost everyone, from buying or building your home to simply wanting to use the equity in your property to make large purchases or pay bills.

Key Features

  • No set repayments – only when credit limit is reached
  • Withdrawals at any time, for any amount, up to facility limit
  • Multiple fund access options available
  • Automatic payroll and other credits direct to account

Lifestyle Equity – Home Loan (Owner Occupied)

Interest Rates
Variable interest rate 9.70% pa
Variable interest rate <$150,000 9.95% pa
Variable interest rate >$150,000 9.70% pa
Variable Home Owners Package <$150,000 9.70% pa
Variable Home Owners Package >$150,000 9.45% pa
Principal and Interest
Standard Variable Rate 9.70% pa
Establishment fee $600
Monthly fee $10
Annual fee $0
Additional repayments accepted Yes
Repayment frequency Weekly, fortnightly, monthly
Offset account Yes

Fees, charges and lending criteria apply.

1 Standard variable rate >$150,000

Talk to us about your home loan and personal banking needs today