Online Banking

1300 72 44 33 Find a Branch

With the Home Owners Package, you will receive competitive rates and flexible repayment options.

Key Features

  • Interest only repayments available (different rates apply)
  • Flexible repayment options – weekly, fortnightly or monthly
  • Redraw available on payments you’ve made in advance on variable home loans (minimum $1,000)
From 6.59 % PA
comparison rate 6.97 % PA
Enquire Now
Interest Rates
Fixed interest rate 6.59% pa
Comparison rate 6.97% pa
Principal and Interest
1 Year – Fixed Rate 6.59% pa
1 Year – Comparison Rate 6.97% pa
2 Year – Fixed Rate 6.74% pa
2 Year – Comparison Rate 6.99% pa
Interest Only
1 Year Fixed Rate – Interest Only 6.99% pa
1 Year Fixed Rate Comparison – Interest Only 7.10% pa
2 Year Fixed Rate – Interest Only 7.14% pa
2 Year Fixed Rate – Comparison (Interest Only) 7.15% pa
Fees
Online Redraw fee $0 2
Establishment fee Initial loan $600, subsequent loan establishment fee is $0
Redraw fee $0 2
Monthly fee $0
Annual fee $270
Features
Additional repayments accepted Yes 3
Repayment frequency Weekly, fortnightly, monthly
Offset account No 4
Minimum redraw amount $1,000 2
Interest only available Yes

Fees, charges and lending criteria apply.

The above rate is based on 1 year fixed rate.

WARNING: Comparison rates apply only to the example or examples given. Comparison rate calculated on a secure loan amount of $150,000 over a term of 25yrs based on monthly P&I repayments. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early payment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 Reverts to standard variable Home Loan Rate for the product type after expiry of Fixed term.

2 From 1st October 2020 no redraw during fixed rate period

3 From 1st October additional repayments capped at $20,000

4 From 1st October 2020 no offset available during fixed rate period

Talk to us about your home loan and personal banking needs today