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With the Essential Plus Home Loan, you will receive competitive rates, flexible repayment options and NO early payout fees.

Key Features

  • Interest only repayments available (different rates apply)
  • Flexible repayment options – weekly, fortnightly or monthly
  • Redraw available on payments you’ve made in advance (minimum $1,000)
From 6.39 % PA
comparison rate 6.54 % PA
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Interest Rates
Variable interest rate 6.39% pa
Comparison rate 6.54% pa
Principal and Interest
Standard Variable Rate 6.39% pa
Standard Comparison Rate 6.54% pa
Interest Only
Standard Variable Rate (Interest Only) 6.49% pa
Standard Comparison Rate (Interest Only) 6.64% pa
Online Redraw fee $0
Establishment fee $600
Redraw fee $20 1
Monthly fee $10
Annual fee $0
Additional repayments accepted Yes
Repayment frequency Weekly, fortnightly, monthly
Offset account No
Minimum redraw amount $1,000
Interest only available Yes

Fees, charges and lending criteria apply.

WARNING: Comparison rates apply only to the example or examples given. Comparison rate calculated on a secure loan amount of $150,000 over a term of 25yrs based on monthly P&I repayments. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early payment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 You must be at least one months repayment in advance plus $1000 to obtain a redraw

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