My Credit Union

New Fixed Auto Loan (Best Rate Car Loan)


We offer auto loans, both secured and unsecured, for that new car, motorbike or motorhome. Whatever your needs, we have a loan to get you on your way sooner, and can even tailor loans to your exact requirements.

  • Fixed for the first 3 years
  • Low monthly loan service fees
  • Flexible repayment options
  • Lump sum payments without penalty

6.74% pa1
fixed rate

7.63% pa
comparison rate

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New Fixed Auto Loan (Best Rate Car Loan)
Interest Rates
Variable interest rate7.71% pa
Fixed interest rate6.74% pa1
Fixed interest rate term (years)32
Comparison rate7.63% pa
Establishment fee$150
Fixed Loan Break FeeNo
Minimum amount$5,000 
Maximum amount$50,000 
Maximum term (years)5 Years 
Minimum term (years)1 Year 
RepaymentsWeekly, fortnightly or monthly
Extra payments without penaltyYes 
Early payout without penaltyYes 


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This is general information only and your individual needs and financial circumstances have not been taken into account. Terms, conditions, fees, charges and lending criteria apply. Full details are available on application. Before making any decisions, please read our Financial Services Guide and the Credit Guide which are available from our website or any WCU branch.

Fees and charges may apply.

WARNING: Comparison rates apply only to the example or examples given. Comparison rate calculated on a secure loan amount of $30,000 over a term of 5yrs based on monthly repayments. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early payment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 Fixed rate for 36 months - requires a 20% deposit for customers to qualify - remainder of term is variable.

2 Fixed for 3 years then reverts to the standard variable rate after expiry of the fixed rate term