Home Loan Interest Rates
We offer a range of home loans so that you can choose the features and benefits most suited to you.
Owner Occupied Principal and Interest Rate Home Loans
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Classic - 1 Year Fixed Rate |
3.54% pa | 4.76% pa |
|
Classic - 2 Year Fixed Rate |
3.54% pa | 4.65% pa |
|
Classic - Standard Variable Rate |
4.85% pa | 4.89% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Package - Standard Variable $150,000 to $250,000 |
4.35% pa |
4.63% pa |
|
Package - Standard Variable $250,001 to $500,000 |
4.15% pa |
4.43% pa1 |
|
Package - Standard Variable over $500,001 |
4.05% pa |
4.33% pa1 |
|
Package - New Loan Special Offer |
4.05% pa2 |
4.14% pa |
|
Package - 1 Year Fixed Rate |
3.19% pa |
4.08% pa |
|
Package - 2 Year Fixed Rate |
3.19% pa |
4.03% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Standard Variable Rate |
4.39% pa |
4.55% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Plus Standard Variable Rate |
3.14% pa |
3.30% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Premium - 1 Year Fixed Rate |
3.29% pa |
4.60% pa |
|
Premium - 2 Year Fixed Rate |
3.29% pa |
4.49% pa |
|
Premium - Standard Variable Rate |
4.60% pa |
4.73% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Lifestyle Equity - Standard Variable < $150,000 |
5.60% pa |
N/A |
|
Lifestyle Equity - Standard Variable > $150,000 |
5.35% pa |
N/A |
|
Variable home owners package interest rate |
5.10% pa |
N/A |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Home Equity - Residential Security |
5.85% pa |
6.79% pa |
|
Home Equity - Other Property/Security |
6.35% pa |
7.28% pa |
Owner Occupied Interest Only Home Loans
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Classic 1 Year Fixed Rate |
3.84% pa | 4.88% pa |
|
Classic 2 Year Fixed Rate |
3.84% pa | 4.78% pa |
|
Classic Standard Variable Rate |
4.95% pa | 4.99% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Package - Standard Variable $150,000 to $250,000 |
4.45% pa | 4.73% pa |
|
Package - Standard Variable $250,001 to $500,000 |
4.25% pa |
4.53% pa |
|
Package - Standard Variable over $500,001 |
4.15% pa |
4.43% pa |
|
Package - New Loan Special Offer |
3.96% pa |
4.24% pa |
|
Package - 1 Year Fixed Rate |
3.49% pa |
4.20% pa |
|
Package - 2 Year Fixed Rate |
3.49% pa |
4.16% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Standard Variable Rate |
4.49% pa |
4.65% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Plus Standard Variable Rate |
3.24% pa |
3.40% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Premium 1 Year Fixed Rate |
3.59% pa |
4.72% pa |
|
Premium 2 Year Fixed Rate |
3.59% pa |
4.62% pa |
|
Premium Standard Variable Rate |
4.70% pa |
4.83% pa |
We offer a range of home loans so that you can choose the features and benefits most suited to you.
Investment Principal and Interest Rate Home Loans
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Classic - 1 Year Fixed Rate |
3.84% pa | 4.79% pa |
|
Classic - 2 Year Fixed Rate |
3.84% pa | 4.70% pa |
|
Classic - Standard Variable Rate |
4.85% pa | 4.89% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Package - Standard Variable $150,000 to $250,000 |
4.35% pa |
4.63% pa |
|
Package - Standard Variable $250,001 to $500,000 |
4.15% pa |
4.43% pa |
|
Package - Standard Variable over $500,001 |
4.05% pa2 |
4.33% pa |
|
Package - 1 Year Fixed Rate |
3.49% pa3 |
4.28% pa3 |
|
Package - 2 Year Fixed Rate |
3.49% pa |
4.23% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Standard Variable Rate |
4.39% pa |
4.55% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Premium - 1 Year Fixed Rate |
3.59% pa |
4.63% pa |
|
Premium - 2 Year Fixed Rate |
3.59% pa |
4.54% pa |
|
Premium - Standard Variable Rate |
4.60% pa |
4.73% pa |
Investment Interest Only Home Loans
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Classic 1 Year Fixed Rate |
3.94% pa | 4.89% pa |
|
Classic 2 Year Fixed Rate |
3.94% pa | 4.80% pa |
|
Classic Standard Variable Rate |
4.95% pa | 4.99% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Package - Standard Variable $150,000 to $250,000 |
4.25% pa | 4.53% pa |
|
Package - Standard Variable $250,001 to $500,000 |
4.25% pa |
4.53% pa |
|
Package - Standard Variable over $500,001 |
4.15% pa |
4.43% pa |
|
Package - 1 Year Fixed Rate |
3.59% pa |
4.38% pa |
|
Package - 2 Year Fixed Rate |
3.59% pa |
4.33% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Essential Standard Variable Rate |
4.49% pa |
4.65% pa |
| Product | Interest Rate | Comparison Rate |
|---|---|---|
|
Premium 1 Year Fixed Rate |
3.69% pa |
4.73% pa |
|
Premium 2 Year Fixed Rate |
3.69% pa |
4.64% pa |
|
Premium Standard Variable Rate |
4.70% pa |
4.83% pa |
Click here to view our Home Loan Interest Rate PDF.
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1 This comparison rate is based on a $250,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparisson
2 Standard variable over $500,001 P&I
3 Fixed rate reverts to our Standard Variable Home Loan rate after 12 months.