We offer a range of home loans so that you can choose the features and benefits most suited to you.
Download a full list of our fees and charges below.
Customer Loan Fees and Charges
Schedule of Fees and Charges
Owner Occupied Principal and Interest Rate Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic – 1 Year Fixed Rate |
5.74% pa |
7.85% pa |
| Classic – 2 Year Fixed Rate |
5.54% pa |
7.80% pa |
| Classic – Standard Variable Rate |
7.65% pa |
7.95% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Owner Occupied |
6.49% pa |
6.74% pa |
| Package – 1 Year Fixed Rate |
5.54% pa |
6.73% pa |
| Package – 2 Year Fixed Rate |
5.34% pa |
6.74% pa |
| Product |
Interest Rate |
Comparison Rate |
| Essential Plus Standard Variable Rate |
6.14% pa |
6.29% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium – 1 Year Fixed Rate |
5.64% pa |
7.64% pa |
| Premium – 2 Year Fixed Rate |
5.44% pa |
7.55% pa |
| Premium – Standard Variable Rate |
7.65% pa |
7.77% pa |
| Product |
Interest Rate |
Comparison Rate |
| Lifestyle Equity – Standard Variable < $150,000 |
9.70% pa |
N/A |
| Lifestyle Equity – Standard Variable > $150,000 |
9.45% pa |
N/A |
| Lifestyle Equity – Variable Home Owners Package < $150,000 |
9.45% pa |
N/A |
| Lifestyle Equity – Variable Home Owners Package > $150,000 |
9.20% pa |
N/A |
Owner Occupied Interest Only Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic 1 Year Fixed Rate |
6.14% pa |
7.98% pa |
| Classic 2 Year Fixed Rate |
6.29% pa |
7.96% pa |
| Classic Standard Variable Rate |
7.75% pa |
8.05% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Owner Occupied Interest Only |
6.59% pa |
6.84% pa |
| Package – 1 Year Fixed Rate |
5.94% pa |
6.86% pa |
| Package – 2 Year Fixed Rate |
6.09% pa |
6.90% pa |
| Product |
Interest Rate |
Comparison Rate |
| Essential Plus Standard Variable Rate |
6.24% pa |
6.39% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium 1 Year Fixed Rate |
6.04% pa |
7.77% pa |
| Premium 2 Year Fixed Rate |
6.19% pa |
7.71% pa |
| Premium Standard Variable Rate |
7.75% pa |
7.87% pa |
We offer a range of home loans so that you can choose the features and benefits most suited to you.
Investment Principal and Interest Rate Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic – 1 Year Fixed Rate |
6.14% pa |
7.90% pa |
| Classic – 2 Year Fixed Rate |
5.94% pa |
7.88% pa |
| Classic – Standard Variable Rate |
7.65% pa |
7.95% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Investment |
6.49% pa |
6.74% pa |
| Package – 1 Year Fixed Rate |
5.94% pa |
6.77% pa |
| Package – 2 Year Fixed Rate |
5.74% pa |
6.82% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium – 1 Year Fixed Rate |
6.04% pa |
7.68% pa |
| Premium – 2 Year Fixed Rate |
5.84% pa |
7.64% pa |
| Premium – Standard Variable Rate |
7.65% pa |
7.77% pa |
Investment Interest Only Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic 1 Year Fixed Rate |
6.24% pa |
8.00% pa |
| Classic 2 Year Fixed Rate |
6.39% pa |
7.98% pa |
| Classic Standard Variable Rate |
7.75% pa |
8.05% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Investment Interest Only |
6.59% pa |
6.84% pa |
| Package – 1 Year Fixed Rate |
6.04% pa |
6.87% pa |
| Package – 2 Year Fixed Rate |
6.19% pa |
6.92% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium 1 Year Fixed Rate |
6.14% pa |
7.78% pa |
| Premium 2 Year Fixed Rate |
6.29% pa |
7.73% pa |
| Premium Standard Variable Rate |
7.75% pa |
7.87% pa |
