We offer a range of home loans so that you can choose the features and benefits most suited to you.
Download a full list of our fees and charges below.
Customer Loan Fees and Charges
Schedule of Fees and Charges
Owner Occupied Principal and Interest Rate Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic – 1 Year Fixed Rate |
5.74% pa |
7.49% pa |
| Classic – 2 Year Fixed Rate |
5.54% pa |
7.26% pa |
| Classic – Standard Variable Rate |
7.65% pa |
7.70% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Owner Occupied |
6.24% pa |
6.49% pa |
| Package – 1 Year Fixed Rate |
5.24% pa |
6.39% pa |
| Package – 2 Year Fixed Rate |
5.19% pa |
6.29% pa |
| Product |
Interest Rate |
Comparison Rate |
| Essential Plus Standard Variable Rate |
5.89% pa |
6.04% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium – 1 Year Fixed Rate |
5.64% pa |
7.33% pa |
| Premium – 2 Year Fixed Rate |
5.44% pa |
7.12% pa |
| Premium – Standard Variable Rate |
7.40% pa |
7.52% pa |
| Product |
Interest Rate |
Comparison Rate |
| Lifestyle Equity – Standard Variable < $150,000 |
9.70% pa |
N/A |
| Lifestyle Equity – Standard Variable > $150,000 |
9.45% pa |
N/A |
| Lifestyle Equity – Variable Home Owners Package < $150,000 |
9.45% pa |
N/A |
| Lifestyle Equity – Variable Home Owners Package > $150,000 |
9.20% pa |
N/A |
Owner Occupied Interest Only Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic 1 Year Fixed Rate |
6.14% pa |
7.62% pa |
| Classic 2 Year Fixed Rate |
6.29% pa |
7.49% pa |
| Classic Standard Variable Rate |
7.75% pa |
7.80% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Owner Occupied Interest Only |
6.34% pa |
6.59% pa |
| Package – 1 Year Fixed Rate |
5.94% pa |
6.55% pa |
| Package – 2 Year Fixed Rate |
6.09% pa |
6.54% pa |
| Product |
Interest Rate |
Comparison Rate |
| Essential Plus Standard Variable Rate |
5.99% pa |
6.14% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium 1 Year Fixed Rate |
6.04% pa |
7.46% pa |
| Premium 2 Year Fixed Rate |
6.19% pa |
7.35% pa |
| Premium Standard Variable Rate |
7.50% pa |
7.62% pa |
We offer a range of home loans so that you can choose the features and benefits most suited to you.
Investment Principal and Interest Rate Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic – 1 Year Fixed Rate |
6.14% pa |
7.53% pa |
| Classic – 2 Year Fixed Rate |
5.94% pa |
7.34% pa |
| Classic – Standard Variable Rate |
7.65% pa |
7.70% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Investment |
6.24% pa |
6.49% pa |
| Package – 1 Year Fixed Rate |
5.44% pa |
6.41% pa |
| Package – 2 Year Fixed Rate |
5.39% pa |
6.33% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium – 1 Year Fixed Rate |
6.04% pa |
7.38% pa |
| Premium – 2 Year Fixed Rate |
5.84% pa |
7.20% pa |
| Premium – Standard Variable Rate |
7.40% pa |
7.52% pa |
Investment Interest Only Home Loans
| Product |
Interest Rate |
Comparison Rate |
| Classic 1 Year Fixed Rate |
6.24% pa |
7.63% pa |
| Classic 2 Year Fixed Rate |
6.39% pa |
7.51% pa |
| Classic Standard Variable Rate |
7.75% pa |
7.80% pa |
| Product |
Interest Rate |
Comparison Rate |
| Package – Standard Variable Investment Interest Only |
6.34% pa |
6.59% pa |
| Package – 1 Year Fixed Rate |
6.04% pa |
6.56% pa |
| Package – 2 Year Fixed Rate |
6.19% pa |
6.56% pa |
| Product |
Interest Rate |
Comparison Rate |
| Premium 1 Year Fixed Rate |
6.14% pa |
7.48% pa |
| Premium 2 Year Fixed Rate |
6.29% pa |
7.37% pa |
| Premium Standard Variable Rate |
7.50% pa |
7.62% pa |
