Online Banking

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SCHEDULED OUTAGE: Due to scheduled maintenance, there will be a short internet banking outage between 10pm and 11pm on Thursday 21st March.

We offer a range of home loans so that you can choose the features and benefits most suited to you.

Owner Occupied Principal and Interest Rate Home Loans

Product Interest Rate Comparison Rate
Classic – 1 Year Fixed Rate 7.29% pa 8.10% pa
Classic – 2 Year Fixed Rate 7.44% pa 8.05% pa
Classic – Standard Variable Rate 8.15% pa 8.20% pa
Product Interest Rate Comparison Rate
Package – Standard Variable Owner Occupied 6.74% pa 6.99% pa
Package – 1 Year Fixed Rate 6.59% pa 6.97% pa
Package – 2 Year Fixed Rate 6.74% pa 6.99% pa
Product Interest Rate Comparison Rate
Essential Plus Standard Variable Rate 6.39% pa 6.54% pa
Product Interest Rate Comparison Rate
Premium – 1 Year Fixed Rate 6.69% pa 7.89% pa
Premium – 2 Year Fixed Rate 6.84% pa 7.80% pa
Premium – Standard Variable Rate 7.90% pa 8.00% pa
Product Interest Rate Comparison Rate
Lifestyle Equity – Standard Variable < $150,000 9.95% pa N/A
Lifestyle Equity – Standard Variable > $150,000 9.70% pa N/A
Lifestyle Equity – Variable Home Owners Package < $150,000 9.70% pa N/A
Lifestyle Equity – Variable Home Owners Package > $150,000 9.45% pa N/A

Owner Occupied Interest Only Home Loans

Product Interest Rate Comparison Rate
Classic 1 Year Fixed Rate 7.69% pa 8.23% pa
Classic 2 Year Fixed Rate 7.84% pa 8.21% pa
Classic Standard Variable Rate 8.25% pa 8.30% pa
Product Interest Rate Comparison Rate
Package – Standard Variable Owner Occupied Interest Only 6.84% pa 7.09% pa
Package – 1 Year Fixed Rate 6.99% pa 7.10% pa
Package – 2 Year Fixed Rate 7.14% pa 7.15% pa
Product Interest Rate Comparison Rate
Essential Plus Standard Variable Rate 6.49% pa 6.64% pa
Product Interest Rate Comparison Rate
Premium 1 Year Fixed Rate 7.09% pa 8.02% pa
Premium 2 Year Fixed Rate 7.24% pa 7.96% pa
Premium Standard Variable Rate 8.00% pa 8.12% pa

We offer a range of home loans so that you can choose the features and benefits most suited to you.

Investment Principal and Interest Rate Home Loans

Product Interest Rate Comparison Rate
Classic – 1 Year Fixed Rate 7.69% pa 8.15% pa
Classic – 2 Year Fixed Rate 7.84% pa 8.13% pa
Classic – Standard Variable Rate 8.15% pa 8.20% pa
Product Interest Rate Comparison Rate
Package – Standard Variable Investment 6.74% pa 6.99% pa
Package – 1 Year Fixed Rate 6.99% pa 7.02% pa
Package – 2 Year Fixed Rate 7.14% pa 7.07% pa
Product Interest Rate Comparison Rate
Premium – 1 Year Fixed Rate 7.09% pa 7.93% pa
Premium – 2 Year Fixed Rate 7.24% pa 7.88% pa
Premium – Standard Variable Rate 7.90% pa 8.02% pa

Investment Interest Only Home Loans

Product Interest Rate Comparison Rate
Classic 1 Year Fixed Rate 7.79% pa 8.25% pa
Classic 2 Year Fixed Rate 7.94% pa 8.23% pa
Classic Standard Variable Rate 8.25% pa 8.30% pa
Product Interest Rate Comparison Rate
Package – Standard Variable Investment Interest Only 6.84% pa 7.09% pa
Package – 1 Year Fixed Rate 7.09% pa 7.12% pa
Package – 2 Year Fixed Rate 7.24% pa 7.17% pa
Product Interest Rate Comparison Rate
Premium 1 Year Fixed Rate 7.19% pa 8.03% pa
Premium 2 Year Fixed Rate 7.34% pa 7.98% pa
Premium Standard Variable Rate 8.00% pa 8.12% pa

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Warwick Credit Union’s products or services you should read our Financial Services Guide, our Accounts and Access Facility Conditions of Use & Summary of Accounts, Availability of Access Facilities and Transaction Limits and Schedule of Fees brochures which are available from our website or any WCU branch.

Talk to us about your home loan and personal banking needs today