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Home Loan Interest Rates

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We offer a range of home loans so that you can choose the features and benefits most suited to you.

Product	Interest Rate	Comparison Rate
Classic - 1 Year Fixed Rate	3.74% pa	4.92% pa
Classic - 2 Year Fixed Rate	3.84% pa	4.82% pa
Classic - Standard Variable Rate	5.00% pa	5.04% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.90% pa	5.17% pa
Package - Standard Variable $250,001 to $500,000	4.30% pa	4.58% pa¹
Package - Standard Variable over $500,001	4.20% pa	4.48% pa¹
Package - New Loan Special Offer
Package - 1 Year Fixed Rate	3.39% pa	4.23% pa
Package - 2 Year Fixed Rate	3.49% pa	4.20% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.54% pa	4.70% pa

Product	Interest Rate	Comparison Rate
Essential Plus Standard Variable Rate	3.72% pa	3.88% pa

Product	Interest Rate	Comparison Rate
Premium - 1 Year Fixed Rate	3.49% pa	4.76% pa
Premium - 2 Year Fixed Rate	3.59% pa	4.66% pa
Premium - Standard Variable Rate	4.75% pa	4.88% pa

Product	Interest Rate	Comparison Rate
Lifestyle Equity - Standard Variable < $150,000	5.90% pa	N/A
Lifestyle Equity - Standard Variable > $150,000	5.65% pa	N/A

Product	Interest Rate	Comparison Rate
Home Equity - Residential Security	6.40% pa	7.18% pa
Home Equity - Other Property/Security	6.90% pa	7.68% pa

Product	Interest Rate	Comparison Rate
Classic 1 Year Fixed Rate	4.04% pa	5.07% pa
Classic 2 Year Fixed Rate	4.14% pa	4.96% pa
Classic Standard Variable Rate	5.10% pa	5.14% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	5.00% pa	5.27% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - New Loan Special Offer
Package - 1 Year Fixed Rate	3.69% pa	4.35% pa
Package - 2 Year Fixed Rate	3.79% pa	4.33% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.64% pa	4.81% pa

Product	Interest Rate	Comparison Rate
Essential Plus Standard Variable Rate	3.82% pa	3.98% pa

Product	Interest Rate	Comparison Rate
Premium 1 Year Fixed Rate	3.79% pa	4.87% pa
Premium 2 Year Fixed Rate	3.89% pa	4.80% pa
Premium Standard Variable Rate	4.85% pa	4.98% pa

We offer a range of home loans so that you can choose the features and benefits most suited to you.

Product	Interest Rate	Comparison Rate
Classic - 1 Year Fixed Rate	4.04% pa	4.95% pa
Classic - 2 Year Fixed Rate	4.14% pa	4.88% pa
Classic - Standard Variable Rate	5.00% pa	5.04% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.90% pa	5.17% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - 1 Year Fixed Rate	3.69% pa²	4.43% pa²
Package - 2 Year Fixed Rate	3.79% pa	4.40% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.54% pa	4.70% pa

Product	Interest Rate	Comparison Rate
Premium - 1 Year Fixed Rate	3.79% pa	4.78% pa
Premium - 2 Year Fixed Rate	3.89% pa	4.72% pa
Premium - Standard Variable Rate	4.75% pa	4.88% pa

Product	Interest Rate	Comparison Rate
Classic 1 Year Fixed Rate	4.14% pa	5.05% pa
Classic 2 Year Fixed Rate	4.24% pa	4.98% pa
Classic Standard Variable Rate	5.10% pa	5.14% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.80% pa	5.07% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - 1 Year Fixed Rate	3.79% pa	4.53% pa
Package - 2 Year Fixed Rate	3.89% pa	4.50% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.64% pa	4.80% pa

Product	Interest Rate	Comparison Rate
Premium 1 Year Fixed Rate	3.89% pa	4.88% pa
Premium 2 Year Fixed Rate	3.99% pa	4.82% pa
Premium Standard Variable Rate	4.85% pa	4.98% pa

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