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Home Loan Interest Rates

We offer a range of home loans so that you can choose the features and benefits most suited to you.

Owner Occupied Principal and Interest Rate Home Loans

Product	Interest Rate	Comparison Rate
Classic - 1 Year Fixed Rate	4.19% pa	4.96% pa
Classic - 2 Year Fixed Rate	4.14% pa	4.88% pa
Classic - Standard Variable Rate	5.00% pa	5.04% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.90% pa	5.17% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - New Loan Special Offer
Package - 1 Year Fixed Rate	3.84% pa	4.28% pa
Package - 2 Year Fixed Rate	3.79% pa	4.25% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.54% pa	4.70% pa

Product	Interest Rate	Comparison Rate
Essential Plus Standard Variable Rate	3.72% pa	3.88% pa

Product	Interest Rate	Comparison Rate
Premium - 1 Year Fixed Rate	3.94% pa	4.80% pa
Premium - 2 Year Fixed Rate	3.89% pa	4.72% pa
Premium - Standard Variable Rate	4.75% pa	4.88% pa

Product	Interest Rate	Comparison Rate
Lifestyle Equity - Standard Variable < $150,000	5.90% pa	N/A
Lifestyle Equity - Standard Variable > $150,000	5.65% pa	N/A

Product	Interest Rate	Comparison Rate
Home Equity - Residential Security	6.40% pa	7.18% pa
Home Equity - Other Property/Security	6.90% pa	7.68% pa

Owner Occupied Interest Only Home Loans

Product	Interest Rate	Comparison Rate
Classic 1 Year Fixed Rate	4.49% pa	5.08% pa
Classic 2 Year Fixed Rate	4.44% pa	5.02% pa
Classic Standard Variable Rate	5.10% pa	5.14% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	5.00% pa	5.27% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - New Loan Special Offer
Package - 1 Year Fixed Rate	4.14% pa	4.39% pa
Package - 2 Year Fixed Rate	4.09% pa	4.39% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.64% pa	4.81% pa

Product	Interest Rate	Comparison Rate
Essential Plus Standard Variable Rate	3.82% pa	3.98% pa

Product	Interest Rate	Comparison Rate
Premium 1 Year Fixed Rate	4.24% pa	4.92% pa
Premium 2 Year Fixed Rate	4.19% pa	4.85% pa
Premium Standard Variable Rate	4.85% pa	4.98% pa

We offer a range of home loans so that you can choose the features and benefits most suited to you.

Investment Principal and Interest Rate Home Loans

Product	Interest Rate	Comparison Rate
Classic - 1 Year Fixed Rate	4.49% pa	4.99% pa
Classic - 2 Year Fixed Rate	4.44% pa	4.94% pa
Classic - Standard Variable Rate	5.00% pa	5.04% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.90% pa	5.17% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - 1 Year Fixed Rate	4.14% pa¹	4.47% pa¹
Package - 2 Year Fixed Rate	4.09% pa	4.46% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.54% pa	4.70% pa

Product	Interest Rate	Comparison Rate
Premium - 1 Year Fixed Rate	4.24% pa	4.83% pa
Premium - 2 Year Fixed Rate	4.19% pa	4.77% pa
Premium - Standard Variable Rate	4.75% pa	4.88% pa

Investment Interest Only Home Loans

Product	Interest Rate	Comparison Rate
Classic 1 Year Fixed Rate	4.59% pa	5.09% pa
Classic 2 Year Fixed Rate	4.54% pa	5.04% pa
Classic Standard Variable Rate	5.10% pa	5.14% pa

Product	Interest Rate	Comparison Rate
Package - Standard Variable $150,000 to $250,000	4.80% pa	5.07% pa
Package - Standard Variable $250,001 to $500,000
Package - Standard Variable over $500,001
Package - 1 Year Fixed Rate	4.24% pa	4.57% pa
Package - 2 Year Fixed Rate	4.19% pa	4.56% pa

Product	Interest Rate	Comparison Rate
Essential Standard Variable Rate	4.64% pa	4.80% pa

Product	Interest Rate	Comparison Rate
Premium 1 Year Fixed Rate	4.34% pa	4.93% pa
Premium 2 Year Fixed Rate	4.29% pa	4.87% pa
Premium Standard Variable Rate	4.85% pa	4.98% pa

Click here to view our Home Loan Interest Rate PDF.

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¹ Fixed rate reverts to our Standard Variable Home Loan rate after 12 months.