My Credit Union

Home Loans

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Home Owners Package

Take advantage of great discounts on home loan interest rates and other products when bundled into our Home Owners Package.

 

Home Owners Package

  • Redraw available
  • Monthly loan service fee $0
  • Offset account - 100%
 
 

Essential Loan

Receive competitive rates with the Essential Home Loan.

 

Essential Loan

  • 24/7 No early payout fees
  • Redraw available on payments you've made in advance
 
 

Essential Plus

Receive competitive rates, flexible repayment options and NO early payout fees with the Essential Plus Loan.

 

Essential Plus

  • Interest only repayments available
  • Flexible repayment options
  • Redraw on payments you've made in advance
 
 

Classic Loan

Reduce the interest you pay on your loan by nominating a 100% offset account.

 

Classic Loan

  • 1 year fixed rate (featured rate)
  • Offset account available
  • Redraw facility available
 
 

Home Equity Loan

Allows you to unlock the equity in your property and provides funds for almost any worthwhile purpose.

 

Home Equity Loan

  • Flexible repayment options
  • Lump sum payments without penalty
  • Redraw facility available
 
 

Lifestyle Equity (Line of Credit)

Turn your mortgage into an all-in-one borrowing, savings and transaction account by providing the equity you already have in your home as a line of credit.

 

Lifestyle Equity (Line of Credit)

  • Withdrawals at any time, for any amount, up to facility limit
  • No set repayments - only when credit limit is reached
  • Multiple fund access options available
 
 

Redraw Facility

We can now offer $0 online redraws to selected Home Loan customers

 

Redraw Facility

  • $0 online redraws
  • Only available through WCU Online banking
  • Upto $10,000 per loan account, per day