Show all| | Classic - Variable Rate Home Loan (Owner Occupied) | Package - Standard Variable Rate Home Loan (Owner Occupied) | Essential Plus - Variable Rate Home Loan (Owner Occupied) | Lifestyle Equity - Home Loan (Owner Occupied) | Premium - Standard Variable Rate Home Loan (Owner Occupied) |
|---|
| Interest Rates | | | | | |
| Variable interest rate | 4.45% pa | 3.04% pa | 2.74% pa | 4.95% pa | 4.20% pa |
| Variable interest rate <$150,000 | N/A | N/A | N/A | 5.20% pa | N/A |
| Variable interest rate >$150,000 | N/A | N/A | N/A | 4.95% pa | N/A |
| Variable Home Owners Package <$150,000 | N/A | N/A | N/A | 4.95% pa | N/A |
| Variable Home Owners Package >$150,000 | N/A | N/A | N/A | 4.70% pa | N/A |
| Comparison rate | 4.49% pa | 3.34% pa | 2.91% pa | N/A | 4.33% pa |
| Principal and Interest | | | | | |
| Standard Variable Rate | 4.45% pa | 3.04% pa | 2.74% pa | 4.95% pa1 | 4.20% pa |
| Standard Comparison Rate | 4.49% pa | 3.34% pa | 2.91% pa | N/A | 4.33% pa |
| Interest Only | | | | | |
| Standard Variable Rate (Interest Only) | 4.55% pa | 3.14% pa | 2.84% pa | N/A | 4.30% pa |
| Standard Comparison Rate (Interest Only) | 4.59% pa | 3.44% pa | 3.01% pa | N/A | 4.43% pa |
| Fees | | | | | |
| Online Redraw fee | $0 2 | $0 2 | $0 2 | N/A | $0 2 |
| Establishment fee | $600 | $0 | $600 | $600 | $600 |
| Redraw fee | $20 2 | $20 2 | $20 2 | N/A | $20 2 |
| Monthly fee | $0 | $0 | $10 | $10 | $7.50 |
| Annual fee | $0 | $270 | $0 | $0 | $0 2 |
| Features | | | | | |
| Additional repayments accepted | Yes | Yes | Yes | Yes | Yes |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | Yes | Yes | No | Yes | Yes |
| Minimum redraw amount | $1,000 | $1,000 | $1,000 | N/A | $1,000 |
| Interest only available | Yes | Yes | Yes | N/A | Yes |
Show all| | Classic - Variable Rate Home Loan (Investment) | Package - Standard Variable Rate Home Loan (Investment) | Premium - Standard Variable Rate Home Loan (Investment) |
|---|
| Interest Rates | | | |
| Variable interest rate | 4.45% pa | 3.04% pa | 4.20% pa |
| Comparison rate | 4.49% pa | 3.34% pa | 4.33% pa |
| Principal and Interest | | | |
| Standard Variable Rate | 4.45% pa | 3.04% pa | 4.20% pa |
| Standard Comparison Rate | 4.49% pa | 3.34% pa | 4.33% pa |
| Interest Only | | | |
| Standard Variable Rate (Interest Only) | 4.55% pa | 3.14% pa | 4.30% pa |
| Standard Comparison Rate (Interest Only) | 4.59% pa | 3.44% pa | 4.43% pa |
| Fees | | | |
| Online Redraw fee | $0 2 | $0 2 | $0 2 |
| Establishment fee | $600 | $0 | $600 |
| Redraw fee | $20 2 | $0 2 | $20 2 |
| Monthly fee | $0 | $0 | $7.50 |
| Annual fee | $0 | $270 | $0 |
| Features | | | |
| Additional repayments accepted | Yes | Yes | Yes |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | Yes | Yes | Yes |
| Minimum redraw amount | $1,000 | $1,000 | $1,000 |
| Interest only available | Yes | Yes | Yes |
Show all| | Classic - Fixed Rate Home Loan (Owner Occupied) | Classic - Fixed Rate Home Loan (Investment) | Package - Fixed Rate Home Loan (Owner Occupied) | Package - Fixed Rate Home Loan (Investment) | Premium - Fixed Rate Home Loan (Owner Occupied) | Premium - Fixed Rate Home Loan (Investment) |
|---|
| Interest Rates | | | | | | |
| Fixed interest rate | 3.14% pa3 | 3.54% pa3 | 2.44% pa3 | 2.84% pa3 | 2.54% pa3 | 2.94% pa3 |
| Comparison rate | 4.37% pa3 | 4.49% pa3 | 3.28% pa3 | 3.32% pa3 | 4.17% pa3 | 4.21% pa3 |
| Principal and Interest | | | | | | |
| 1 Year - Fixed Rate | 3.14% pa | 3.54% pa | 2.44% pa | 2.84% pa3 | 2.54% pa | 2.94% pa |
| 1 Year - Comparison Rate | 4.37% pa | 4.49% pa | 3.28% pa | 3.32% pa3 | 4.17% pa | 4.21% pa |
| 2 Year - Fixed Rate | 3.24% pa | 3.64% pa | 2.54% pa | 2.94% pa | 2.64% pa | 3.04% pa |
| 2 Year - Comparison Rate | 4.27% pa | 4.42% pa | 3.25% pa | 3.32% pa | 4.05% pa | 4.12% pa |
| Interest Only | | | | | | |
| 1 Year Fixed Rate - Interest Only | 3.54% pa | 3.64% pa | 2.84% pa | 2.94% pa | 2.94% pa | 3.04% pa |
| 1 Year Fixed Rate Comparison - Interest Only | 4.49% pa | 4.50% pa | 3.38% pa | 3.42% pa | 4.30% pa | 4.31% pa |
| 2 Year Fixed Rate - Interest Only | 3.64% pa | 3.74% pa | 2.94% pa | 3.04% pa | 3.04% pa | 3.14% pa |
| 2 Year Fixed Rate - Comparison (Interest Only) | 4.42% pa | 4.44% pa | 3.38% pa | 3.42% pa | 4.20% pa | 4.22% pa |
| Fees | | | | | | |
| Online Redraw fee | N/A | $0 4 | $0 4 | $0 4 | $0 4 | $0 4 |
| Establishment fee | $600 | $600 | $0 | $0 | $600 | $600 |
| Redraw fee | $20 4 | $20 4 | $0 4 | $0 4 | $20 4 | $20 4 |
| Monthly fee | $0 | $0 | $0 | $0 | $7.50 | $7.50 |
| Annual fee | $0 | $0 | $270 | $270 | $0 | $0 |
| Features | | | | | | |
| Additional repayments accepted | Yes 5 | Yes 5 | Yes 5 | Yes 5 | Yes 5 | Yes 5 |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | No 6 | No 6 | No 6 | No 6 | No 6 | No 6 |
| Minimum redraw amount | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 |
| Interest only available | Yes | Yes | Yes | Yes | Yes | Yes |
