Show all| | Classic - Variable Rate Home Loan (Owner Occupied) | Package - Standard Variable Rate Home Loan (Owner Occupied) | Essential Plus - Variable Rate Home Loan (Owner Occupied) | Lifestyle Equity - Home Loan (Owner Occupied) | Premium - Standard Variable Rate Home Loan (Owner Occupied) |
|---|
| Interest Rates | | | | | |
| Variable interest rate | 8.15% pa | 6.74% pa | 6.39% pa | 9.70% pa | 7.90% pa |
| Variable interest rate <$150,000 | N/A | N/A | N/A | 9.95% pa | N/A |
| Variable interest rate >$150,000 | N/A | N/A | N/A | 9.70% pa | N/A |
| Variable Home Owners Package <$150,000 | N/A | N/A | N/A | 9.70% pa | N/A |
| Variable Home Owners Package >$150,000 | N/A | N/A | N/A | 9.45% pa | N/A |
| Comparison rate | 8.20% pa | 6.99% pa | 6.54% pa | N/A | 8.00% pa |
| Principal and Interest | | | | | |
| Standard Variable Rate | 8.15% pa | 6.74% pa | 6.39% pa | 9.70% pa1 | 7.90% pa |
| Standard Comparison Rate | 8.20% pa | 6.99% pa | 6.54% pa | N/A | 8.00% pa |
| Interest Only | | | | | |
| Standard Variable Rate (Interest Only) | 8.25% pa | 6.84% pa | 6.49% pa | N/A | 8.00% pa |
| Standard Comparison Rate (Interest Only) | 8.30% pa | 7.09% pa | 6.64% pa | N/A | 8.12% pa |
| Fees | | | | | |
| Online Redraw fee | $0 2 | $0 2 | $0 2 | N/A | $0 2 |
| Establishment fee | $600 | $0 | $600 | $600 | $600 |
| Redraw fee | $20 2 | $20 2 | $20 2 | N/A | $20 2 |
| Monthly fee | $0 | $0 | $10 | $10 | $7.50 |
| Annual fee | $0 | $270 | $0 | $0 | $0 2 |
| Features | | | | | |
| Additional repayments accepted | Yes | Yes | Yes | Yes | Yes |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | Yes | Yes | No | Yes | Yes |
| Minimum redraw amount | $1,000 | $1,000 | $1,000 | N/A | $1,000 |
| Interest only available | Yes | Yes | Yes | N/A | Yes |
Show all| | Classic - Variable Rate Home Loan (Investment) | Package - Standard Variable Rate Home Loan (Investment) | Premium - Standard Variable Rate Home Loan (Investment) |
|---|
| Interest Rates | | | |
| Variable interest rate | 8.15% pa | 6.74% pa | 7.90% pa |
| Comparison rate | 8.20% pa | 6.99% pa | 8.02% pa |
| Principal and Interest | | | |
| Standard Variable Rate | 8.15% pa | 6.74% pa | 7.90% pa |
| Standard Comparison Rate | 8.20% pa | 6.99% pa | 8.02% pa |
| Interest Only | | | |
| Standard Variable Rate (Interest Only) | 8.25% pa | 6.84% pa | 8.00% pa |
| Standard Comparison Rate (Interest Only) | 8.30% pa | 7.09% pa | 8.12% pa |
| Fees | | | |
| Online Redraw fee | $0 2 | $0 2 | $0 2 |
| Establishment fee | $600 | $0 | $600 |
| Redraw fee | $20 2 | $0 2 | $20 2 |
| Monthly fee | $0 | $0 | $7.50 |
| Annual fee | $0 | $270 | $0 |
| Features | | | |
| Additional repayments accepted | Yes | Yes | Yes |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | Yes | Yes | Yes |
| Minimum redraw amount | $1,000 | $1,000 | $1,000 |
| Interest only available | Yes | Yes | Yes |
Show all| | Classic - Fixed Rate Home Loan (Owner Occupied) | Classic - Fixed Rate Home Loan (Investment) | Package - Fixed Rate Home Loan (Owner Occupied) | Package - Fixed Rate Home Loan (Investment) | Premium - Fixed Rate Home Loan (Owner Occupied) | Premium - Fixed Rate Home Loan (Investment) |
|---|
| Interest Rates | | | | | | |
| Fixed interest rate | 7.29% pa3 | 7.69% pa3 | 6.59% pa3 | 6.99% pa3 | 6.69% pa3 | 7.09% pa3 |
| Comparison rate | 8.10% pa3 | 8.15% pa3 | 6.97% pa3 | 7.02% pa3 | 7.89% pa3 | 7.93% pa3 |
| Principal and Interest | | | | | | |
| 1 Year - Fixed Rate | 7.29% pa | 7.69% pa | 6.59% pa | 6.99% pa3 | 6.69% pa | 7.09% pa |
| 1 Year - Comparison Rate | 8.10% pa | 8.15% pa | 6.97% pa | 7.02% pa3 | 7.89% pa | 7.93% pa |
| 2 Year - Fixed Rate | 7.44% pa | 7.84% pa | 6.74% pa | 7.14% pa | 6.84% pa | 7.24% pa |
| 2 Year - Comparison Rate | 8.05% pa | 8.13% pa | 6.99% pa | 7.07% pa | 7.80% pa | 7.88% pa |
| Interest Only | | | | | | |
| 1 Year Fixed Rate - Interest Only | 7.69% pa | 7.79% pa | 6.99% pa | 7.09% pa | 7.09% pa | 7.19% pa |
| 1 Year Fixed Rate Comparison - Interest Only | 8.23% pa | 8.25% pa | 7.10% pa | 7.12% pa | 8.02% pa | 8.03% pa |
| 2 Year Fixed Rate - Interest Only | 7.84% pa | 7.94% pa | 7.14% pa | 7.24% pa | 7.24% pa | 7.34% pa |
| 2 Year Fixed Rate - Comparison (Interest Only) | 8.21% pa | 8.23% pa | 7.15% pa | 7.17% pa | 7.96% pa | 7.98% pa |
| Fees | | | | | | |
| Online Redraw fee | N/A | $0 4 | $0 4 | $0 4 | $0 4 | $0 4 |
| Establishment fee | $600 | $600 | $0 | $0 | $600 | $600 |
| Redraw fee | $20 4 | $20 4 | $0 4 | $0 4 | $20 4 | $20 4 |
| Monthly fee | $0 | $0 | $0 | $0 | $7.50 | $7.50 |
| Annual fee | $0 | $0 | $270 | $270 | $0 | $0 |
| Features | | | | | | |
| Additional repayments accepted | Yes 5 | Yes 5 | Yes 5 | Yes 5 | Yes 5 | Yes 5 |
| Repayment frequency | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly | Weekly, fortnightly, monthly |
| Offset account | No 6 | No 6 | No 6 | No 6 | No 6 | No 6 |
| Minimum redraw amount | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 | $1,000 4 |
| Interest only available | Yes | Yes | Yes | Yes | Yes | Yes |
