Warwick Credit Union Limited trading as Warwick Credit Union, Gympie Credit Union and Dalby Credit Union ABN 98 087 651 116, AFSL/ Australian credit licence 240556 (Warwick CU), acts as a referrer under an agreement with the insurer, Insurance Australia Limited trading as CGU Insurance ABN 11 00 016 722, AFSL 227681 (CGU Insurance). If you take out an insurance product with CGU Insurance, it will pay Warwick CU a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to Warwick CU are included as part of your premium. When making decisions about insurance, consider the Product Disclosure Statement and Target Market Determinations available from wcu.com.au