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Home / Everyday Banking / Travel / Send & Receive Money

Send & Receive Money

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Do you need to send money overseas to family, friends or business suppliers? Do you want to receive an international payment from family members or your trading partners?

We are in association with Western Union business Solutions and we are the one-stop shop for international transactions of any size. We can facilitate sending and receiving money around the world in quick, reliable and affordable ways.

Send money to 200 countries in more than 130 currencies.

  Sending money via a Telegraphic Transfer

What is a Telegraphic Transfer?

A Telegraphic Transfer (also known as a "wire) is an electronic transfer of funds directly credited to a beneficiary's overseas bank account. A choice of more than 130 currencies is offered.

Why should I use a TT?

  • In most cases a TT is the quickest way to send funds abroad (a TT will normally take one to two business days to reach the beneficiary.
  • Sending at TT in the beneficiary's currency is usually more cost effective and helps ensure the funds are credited more quickly, as the payment can go "straight through".

What details do i need to send a TT?

  • You will need to provide full details of the receiver's bank account, including their IBAN (International Bank Account Number) if they are in Europe.
  • To comply with Australian Government regulations you must also provide the beneficiary's full street address.
  • Please note that TT's are sent via a network of correspondent Banks, which sometimes levy a small handling charge on your payment. Any such fees are totally out of Our and Western Union Business Solutions' control. Given that a network of Banks is used to complete your telegraphic transfer, the time it takes for your payment to be credited cannot be guaranteed.
  • Warwick Credit Union's SWIFT code: CUSCAU2XXX
  Sending money via a Draft

How does a Draft work?

A Draft is like a bank cheque made out in a foreign currency. It's another way for you to make payments and settle a transaction overseas, especially if you don't have the receiver's electronic bank account details. Drafts can be sent via mail and are available in a wide range of currencies.

Why should I use a Draft?

  • Access to more than 25 currencies.
  • Can be enclosed with letters or invoices and forwarded direct to the payee
  • Should your Draft go missing in transit, upon your notification, Western union Business Solutions will normally be able to put a stop on it and issue a replacement. Conditions apply - click here for a Drafts Product Disclosure Statement.
  • Offers security around payment - Drafts are a non-negotiable instrument and can only be credited to the payee's bank account, unless the payee has endorsed the draft.

What transfer details do i need to supply?

  • For us to arrange the draft you will need to provide us the details of the person you're sending the money to (beneficiary).
  • Person's full name
  • Person's full street address
  • Any special instructions for the transfer
  • Currency and amount
  Receiving money via a foreign cheque

Conversion of foreign currency Draft/cheque

If you have received a Draft/cheque in a foreign currency, We in association with Western Union Business Solutions will usually be able to convert it into Australian Dollars for credit to your account. Typically, personal, bank, Company or Government foreign currency cheques can be converted (although money orders are not accepted). However, please note that some conditions do apply. Speak to a branch staff member for further information.



If you have any questions, please contact us.


The financial products referred to in this communication are provided by Western Union Business Solutions (Australia) Pty Ltd ABN 24 150 129 749 AFSL 404092, trading as Western Union Business Solutions (“WUBS”), under its agreement(s) with your Financial Institution. Fees & Charges and Terms & Conditions apply.

It's important for you to consider the relevant Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not a financial product is right for you. A PDS is available for each financial product issued by WUBS from your Financial Institution or on the compliance section of our website. Any advice provided above is general and does not take account of your personal objectives, financial situation or needs.

This communication has been prepared solely for informational purposes and does not in any way create any binding obligations. The relationship relating to the financial products referred to in this communication are solely between you and the Financial Institution. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

Western Union Business Solutions is an operating division of the Western Union Company. Western Union is the issuer of the financial products referred to in this communication.