Make regular deposits during the year and be rewarded with interest and a special lock away facility to keep spending temptation at bay. Total balances become available from 1 November each year, just in time for Christmas!
No minimum deposit or account keeping fees
Funds at call from 1 November to end of each calendar year
Key Features
- No minimum deposit
- No transaction or account keeping fees
- Funds at call from 1 November to 31 December each calendar year
| Variable interest rate | 1.35% pa |
| Availability of funds | Withdrawals permitted from 1 Nov to 31 Dec yearly |
| Minimum Deposit | 0 |
| Early withdrawal penalty | Yes |
| Interest income | Calculated on the minimum balance paid annually on 1 November |
| Mortgage offset | No |
| Overdraft | No |
| Passbook access | Yes |
| ATM/EFTPOS access | No |
| Direct Credits | Yes |
| Direct Debits | No |
| Visa Debits | No |
| Visa credit transaction | No |
| Branch access | Deposits balances only. Withdrawals permitted from 1 Nov to 31 Dec yearly |
| Phone, Internet and Mobile Banking | Deposits balances only. Withdrawals permitted from 1 Nov to 31 Dec yearly |
| Phone Internet and Mobile BPAY | No |
| PayID and Osko | No |
| Periodic payments | No |
| Statements | Issued 6 monthly |
This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Warwick Credit Union’s products or services you should read our Financial Services Guide, our Accounts and Access Facility Conditions of Use & Summary of Accounts, Availability of Access Facilities and Transaction Limits and Schedule of Fees brochures which are available from our website or any WCU branch.
