Accounts - our term deposits may surprise you

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Savings Accounts

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Whatever you're saving for, our wide range of savings and cash management accounts can help you reach your goals sooner. We offer competitive interest rates and lots of options to help you find the ideal account for your needs.

If you are currently a member you can apply for one of our savings accounts by phone, email or calling into one of our branches.

If you're not currently a Member you can find more information on membership here.

Cash Manager Online

An online savings account with high interest and easy access. Combining convenience with high interest returns, with access exclusively online to check balances and perform transactions through your internet banking service. Cash Manager Online is ideal for those who operate online, with the benefit of convenient access to your funds, whilst earning strong interest returns.

  • Secure and instant access 24/7
  • No minimum deposit
  • Unlimited phone and online transactions
  • High interest monthly returns on balances over $2,000.

Up to
1.80% pa

calculate

  More Info
Key Features  
Availability of funds At-call online only
Minimum amount $0
Branch Transactions Yes (deposits only)
Phone/Internet Banking Yes
BPAY Yes
ATM/EFTPOS No
Direct Credits/Debits Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Cash Manager Plus

With competitive interest and flexible access. Offering full access via internet, phone or over the counter for everyday use. Convenience teamed with tiered interest rates – the bigger your balance, the bigger the return.

  • Competitive interest rates
  • No minimum deposit
  • Interest paid monthly
  • Internet banking, phone banking or over the counter
  • EPAY and BPAY available over the counter or via internet banking

Up to
0.60% pa

calculate

  More Info
Key Features  
Availability of funds At-call
Minimum amount $0
Branch Transactions Yes
Phone/Internet Banking Yes
BPAY Yes
ATM/EFTPOS No
Direct Credits/Debits Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Smart Saver

Put money aside for that special purchase or purpose. If you’ve got a short to medium term savings goal, the Smart Saver Account is for you. Offering competitive interest returns, the Smart Saver account is the ideal place to put money aside for those larger purchases or one off goals.

  • Competitive interest return
  • No minimum deposit
  • Unlimited over the counter transactions
  • EPAY and BPAY available over the counter or via internet banking
  • Full access via card, internet banking, phone banking or over the counter

0.10% pa
Interest rate

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  More Info
Key Features  
Availability of funds At-call
Minimum amount $0
Branch Transactions Yes
Phone/Internet Banking Yes
BPAY Yes
ATM/EFTPOS Yes
Direct Credits/Debits Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Education Saver

Prepare and save for your childrens' future. It’s never too early to start saving for your children's education. The Education Saver Account is designed to help you prepare and save for your children’s future by offering a special ‘lock away’ facility for your money to keep you on the savings straight and narrow.

  • High interest rate - interest paid monthly
  • No minimum deposit
  • No transaction fees
  • Limited withdrawals - after 2 years of initial deposit, and only once per school term

1.35% pa
Interest rate

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  More Info
Key Features  
Availability of funds Available once per quarter after 2 years
Minimum amount $0
Branch Transactions Deposits anytime but withdrawals once per quarter after 2 years
Phone/Internet Banking Deposit and view only
BPAY BPAYs only once per quarter after 2 years and only in branch
ATM/EFTPOS No
Direct Credits Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Christmas Club

Plan and save for those festive season expenses. Christmas can be a financially stressful time for many, so prepare in advance for the expense of the festive season with this special purpose account. 

Make regular deposits during the year and be rewarded with interest and a special lock away facility to keep spending temptation at bay.  Total balances and interest become available from 1 November each year, just in time for Christmas!

  • Competitive interest returns
  • No minimum deposit
  • No transaction or account keeping fees
  • Deposits only

0.80% pa
Interest rate

calculate
  More Info
Key Features  
Availability of funds Funds at call from 1 November to end of each calendar year
Minimum amount $0
Branch Transactions Deposits only
Phone/Internet Banking Deposits only
BPAY No
ATM/EFTPOS No
Direct Credits Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

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Questions?

If you have any questions, please contact us

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Warwick Credit Union's products or services you should read our Financial Services Guide, our Accounts and Access Facility Conditions of Use & Summary of Accounts, Availability of Access Facilities and Transaction Limits and Schedule of Fees brochures which are available from our website or any WCU branch.